Be Prepared for Working with Lenders

A friend let me in on a great deal. A publisher would give me a book for free if I would write a review of the book. I love free.

Since I am interested in finances and have been thinking about refinancing my home, I chose MIND YOUR OWN MORTGAGE by Robert J. Bernabe. As I began the book and was confronted with the first piece of information I had not previously known, I thought of the old quote, "People who think they know everything irritate those of us who really do know everything." I thought I knew just about everything there was to know about finances and smart lending until Bernabe began to dole out some information.

In a well written and very informative book, the author clearly makes a case for using some simple wisdom, basic information and straightforward tools when financing or refinancing a home. He also gives guidance in managing and paying off one's mortgage. Armed with the information from this book I will definitely approach the acquisition of my next home mortgage quite differently than I have in the past.

Mr. Bernabe writes with clarity and great wisdom in his approach to dealing with personal finances. His advice is a bit countercultural and may be difficult for some readers to absorb and put into practice. But it is great advice, nonetheless.

I would highly recommend this book, especially for young couples first entering the minefield of home mortgages.